Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?

Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.

 

BEST ANSWER: Try this site where you can compare quotes:QUOTES-FOR-INSURANCE.NET

 

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Hello, I'm an international student in the U.S. I've just bought Honda accord car (year 1999) and a driving license. I need your experiences to find the cheapest insuarnce. I've got two quets until now. One is from Geico company which offered about 700$ per six months, and Sate Farm which offered about 600$ per six months. I still see these offers expensive. Please help me to find the cheapest insurance. Thank you in advance.

 

 

Rear Ended - Can I demand insurance?

I was in an accident last month in my brand new Volvo (not even a month old!). I was rear-ended, while I was at a stop sign. Damage is to the rear bumper, pretty bad, looks horrible...especially for a new car! No one was hurt, just shaken! We did not immediately file a police report. We exchanged information, and the the person who hit me told me that they would pay for my repairs out of pocket, and that they didn't want to get the police or insurance involved. We conversed on the phone for a few days, and they seemed like everything was going great, and I was supposed to meet them at their friends auto body shop for the repairs...long story short...they never showed. Bad part now is, I never got their insurance information, just license plate, DL, addresses(basically everything BUT insurance). That same day, I went to the police station and filed a delayed police report. Later that week, I went and got 3 different estimates, and the damage averages out to about $900. I contacted a friend of mine, who is a police officer, and they stated that I can issue a summons to the person who hit me for careless driving, and I will have to go to court. This is basically to show them that I'm not messing around. All I want is my BRAND NEW car fixed!!! I'm NOT going through my insurance because my deductible is $1,000, and the damage is less...not only that...it wasn't my fault! My insurance company advised me to have person who hit me's insurance take care of everything, at no cost to me. Here's what I need to find out...Can I send the person a demand letter, basically stating that I want them to have their insurance take care of everything? I have tried to call them, and they send me to voice mail, so reasoning is not an option any more. I don't really know how to go about this?! I want to try this on my own, and not get an attorney involved. I just want to tell them that if they fix my car, I will drop summons and further proceedings (like small-claims court, which I WILL sue for additional $$ for dealing with all this). But, what if they don't have the money? I have no idea what to do. I live in NJ, hope someone can help!

 

 

Life Insurance form help for school?

Does anyone know where I can view a blank life insurance policy format? I have a report for school and need to make a fake life insurance policy.....help!

 

 

I was passenger in a car accident. i injured my foot bad. how much should ask for the insurance settlement.?

iv been out of work for 2 weeks, and still cant walk good on my foot. iv paid for perscriptions and co-pays. how much should i ask for from the insurance company.

 

 

Can I drive without my name on car insurance?

I'm 18 living in California. I am not on my parents insurance because I don't have a job to help pay the monthly fee. I do however drive the car with my parent in the car with me. My mom signed a waiver that said something like My child is not responsible for any damages if in a collision. Basically saying that my mom is taking full responsibility if anything happens to the car wile we are driving. So I guess y question is; Is it illegal to drive without being on the insurance, but an adult who is on the insurance is in the car? In other words can I still drive with a parent whose name is on the insurance, even though my name isn't? I apologize if this sounds confusing.

 

Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.

 

Why am I forced to buy health insurance?

I do not want to buy any type of insurance and am willing to live with the potential risk this involves. I respect that others might want to buy insurance, but do not force me to buy it. I respect the decisions of others when they decide to be insured, so in return they should respect that I do not want to be insured and live with the risk this involves. It would then be my own fault if I come into a situation where I would find myself unable to pay health-care costs and succumb to my disease/injuries. So why do some people and the government continue not to respect my way of life if I respect theirs? And please do not say that because public hospitals would be forced to treat uninsured people like me - the government should immediately repeal this socialistic law/practice, too!

 

 

Can my car insurance company drop me for having not at fault accidents?

I had Go Auto insurance on my 2 cars. Well over the courseof about 1-1 1/2 years (a year to a year and a half). I had about 3 wrecks. All not my fault. The other drivers were 100% at fault. After the third wreck, which was not to long ago. My insurance company (Go Auto) sent me a letter saying they weren't gonna let me renew my insurance with them because i was considered poor risk . Can they do this or should i contact insurance commissioner. No rude comments.

 

 

My Car Insurance Company Is Telling Us To Add My Two Sons Into My Policy.?

My sons had their license for a while now. Few months if I'm correct. They are 18 and one is 16 turning 17 in a month. Ever since they got their license, they haven't drove because they didn't have insurance. I refused when they asked because the cost was about $250 a month for each. We live in California and have State Farm. Recently, I've been getting mails and calls that I NEED to add them to my policy. I was wondering is it was really necessary because they never drive and they don't have access to my car. I only have two keys to my car and I keep it with me all the time and I'm a house mom. So the point is, they never drove the car and never will until they get insurance. So my question is, do I really have to add both of them to my policy? and if I do, do I have to pay? and if so, how much? Would it be the same as what I was told when I first asked about the cost of insurance? Which is $500 dollars a month for both.

 

 

Were can i get cheap car insurance in the central florida area?

Were can i get cheap car insurance in the central florida area?

 

 

Insurance estimate on a car?

So right now i have a 2010 nissan sentra SR and my insurance payment is 120$ a month. i have only used my insurance once, and that was comprehensive collision due to some terrible luck, but my cost did not go up. i want to get a 2008 nissan altima coupe 3.5. i am a 20 year old male, never had a ticket, no bad record or anything like that. would my insurance double if i was to make the switch or what would i be looking at? THanks!

 

 

What insurance is going to play ?

I confided my 2 cats to a friend in Liverpool. My cats ripped him tapestry of his wall. Will take my insurance the damage because they are my cats ? Or his insurance because he is given custody of my cats ?

 

 

Mustang GT Insurance?

I am now 15 and 9 months and when i turn 16 and 9 months around May next year i would like to get a new 2015 Mustang GT for 32k. There is a problem. My mom is worried about how much she will have to pay for insurance so i would like to get an estimate from you guys before asking her to call the insurance company. By the way we are from Poland( I am first generation born in New York Brooklyn now in Maryland). I was thinking maybe she could just tell the insurance company she is buying a second car for herself to maybe keep the insurance company from knowing its for a 16 year old they wont be able to trust.(Even though i have been driving my Mom's Camry for a few years now and am beyond responsible enough.) I was hoping below a 100$/month? (P.S. She is very responsible and had never been in an accident caused by her fault so her insurance company trusts her and i believe she is with Erie Insurance now after she switched from Geico who were overcharging her for the house coverage i believe...)

 

 

Car insurance for a month?

Is there anyway of getting a car insurance for just a month cause I'm selling my car in the next month so don't want to take out a years insurance for it? Thanks

 

 

How much does insurance cost for a chimney sweep business?

I am starting a chimney sweep company and I was wondering what is an average cost to have insurance for the business (bonus points if you can say all of the types of insurance I might need) I know the standard answer is to say there is no way of knowing since this all depends on a number of factors but I literally have no clue what it would cost so ANY estimate or guess is appreciated. The business will be in Maryland and have just 1 employee with revenue I am guessing would be about 100,000 a year if that helps.

 

 

Low Cost Health Insurance?

I am contemplating quitting my job and going full time to school so that I can have a fresh start with a new career. It would be fine if it was just me, but I have 2 kids and I am single. With school I would work about 40 hours/week doing clinicals at the hospital plus my school work, so I wouldn't be able to work as well. I know I could get state assistance with medical but I did that before and it was the absolute worst healthcare I've ever experienced. They treated us like we were scum. I want my kids to be well taken care of for the few semesters that I would be out of work. I will be getting all of the student loans that I can to pay for basic expenses and hopefully some sort of sliding scale healthcare...Any ideas?

 

 

Looking for Affordable Health Insurance Rates?

I'm looking for a website that offers affordable health insurance rates.Please suggest me the best site

 

 

Insurance on a new and used car?

I was wondering what would be cheaper, insurance on a new car, or a used car (nothing too old though, 2004 to 2008)

 

 

Driving without auto insurance?

what are the concusguences

 

 

Is it typically cheaper to pay car insurance monthly ? semiannually? or annually?

Is it typically cheaper to pay car insurance monthly ? semiannually? or annually?

 

 

What happens if a driver is added to an auto insurance plan?

I know that the rates will go up, but what happens when a driver is added during the middle of a 6 month coverage period?

 

 

How much is auto insurance for a 17 year old (Toronto)?

depending on the price range of insurance, i will be looking forward to buy a used car and i will probably use the car for less then 2 hours a day. I completed driving school about a year ago and i got my g2. So how much will insurance be a year for me?

 

 

How much insurance(fully comprehensive, USA) do I have to pay for a 400,000$ car?

For a 400,000$ car in the state of New-York how much car insurance will I have to pay fully comprehensive insurance. Like a Rolls Royce Phantom Coupe how much insurance has to be paid for that type of car. Don't want an exact number, just round it off.

 

 

People tell me i can get insurance of my own under18, is this true?

i want a vehicle but my father wont let me get one because hes scared that if i wreck than it makes his rates go higher. can i get my own insurance and not be on my parents?

 

 

What is the cheapest car insurance around?

I still want good coverage but am so confused by all the ads. geico? aig? mercury? ahhhh so many I am a 21 yr old female with a good driving record I have had my license since I was 16. Please help!!

 

 

Car insurance on a Mustang gt?

I'm a male, 19, years old going on 20 next month.. I'm wanting to save up for an older model (1999-2003) Mustang gt. I know there are different kinds of auto insurance agencies around but can someone maybe give me a rough estimate of how much i would have to pay each month for my own insurance? I've had no accidents or tickets/ felonies ever since my driver's license have been issued to me.. And i drive about 15 miles to work one way and 20 miles to college one way. Thanks!

 

 

Two-thirds of one months insurance coverage has expired?

I need accounting homework help! I'm stumped. Two-thirds of one months insurance coverage has expired? 2500 premium for 12 months. Please!

 

 

Best car to get for the cheapest insurance in the UK for a new young driver?

im nearly 17 and looking to start driving, which car would let me pay the least amount of insurance?

 

 

How much is commercial insurance for Brooklyn,NY?

What is the average insurance cost for a electronics store holding under $30k in assets per month in brooklyn, ny?

 

 

Co-op Health Insurance?

Can anybody out there tell me how does Co-op Health insurance work. im researching for a paper in my finance class and cant find info elsewhere

 

 

Where are some companies in Memphis,Tn I can find cheap auto insurance?

Where are some companies in Memphis,Tn I can find cheap auto insurance?

 

Changing car insurance from full coverage to liability on BMW lease, will BMW detect it?

I just completed a lease assumption process on a BMW and they required full coverage (100/300) for my car insurance. Problem is, I have a few tickets on my record and also for some reason I require an SR22, so for full coverage insurance I am paying quite a lot. I would like to switch to liability only and just take the chance if something happens to the car (knowing I will have to pay for all damages), but I am not sure if BMW checks periodically whether or not I have the proper insurance coverage. Does anyone know if they check, and if the do check and find me with only liability, what would/could they do? Thanks in advance.

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